Real Estate Loan Eligibility Check

How It Works

Our DIY Check Up tool helps you determine if you're eligible for a real estate loan by calculating two important factors:

DSR (Debt Service Ratio)

This ratio compares your monthly debt payments to your income. A lower DSR indicates better loan eligibility.

NDI (Net Disposable Income)

This is the amount of money left after paying all your commitments. A higher NDI suggests better financial stability.

Get Started

To check your loan eligibility, follow these simple steps:

  1. Choose between "Based on Salary & Commitments" or "Free Form" calculation.
  2. Fill in all the required fields with your financial information.
  3. Click on "Get Eligible SPA" or "Calculate" to see your results.
  4. Review your DSR and NDI scores to understand your loan eligibility.

Loan Eligibility Calculator

Based on Income & Commitments

Free Form

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